Meaning of Luke 6:34
And if you lend to those from whom you expect repayment, what credit is that to you? Even sinners lend to sinners, expecting to be repaid in full.
Luke 6:34
This verse, spoken by Jesus in the Sermon on the Plain, critiques a transactional approach to lending and generosity, highlighting that such actions, motivated purely by the expectation of personal gain, hold no special virtue. Jesus contrasts this self-serving behavior with a higher standard of love and giving, suggesting that true generosity is demonstrated when one gives without expecting a return, even to those who cannot reciprocate. The passage challenges the common human inclination to prioritize self-interest and social reciprocity over unconditional altruism, pointing towards a radical ethic of selfless love that mirrors the generosity of God.
Context and Background
Luke 6 presents Jesus' Sermon on the Plain, a parallel to Matthew's Sermon on the Mount. Here, Jesus is teaching his disciples and a large crowd about the principles of the Kingdom of God. This particular instruction on lending is part of a larger discourse on love for enemies and non-retaliation (Luke 6:27-36). The immediate context is Jesus' call to a love that transcends ordinary human relationships and expectations, a love that is not limited to friends or those who can offer something in return.
Key Themes and Messages
The central theme is the distinction between worldly reciprocity and Kingdom ethics. Jesus is exposing the superficiality of actions performed solely for personal benefit. The act of lending with the expectation of repayment is presented as a common practice, even among those who are not morally upright ("sinners"). Therefore, it garners no special "credit" or commendation from a divine perspective. The implied message is that genuine goodness and virtue lie in acts of giving that are motivated by love and compassion, not by potential return.
Spiritual Significance and Application
Spiritually, this verse calls believers to emulate God's own generous nature. God blesses both the good and the bad, the just and the unjust (Matthew 5:45). Jesus is urging his followers to adopt a similar, unconditional generosity. This application extends beyond financial lending to all forms of giving—time, resources, forgiveness, and love. It challenges believers to move beyond transactional relationships and to practice radical altruism, trusting that their ultimate reward comes from God, not from human repayment.
Relation to the Broader Biblical Narrative
This teaching aligns with the overarching biblical narrative of God's unmerited grace and love towards humanity. From the Abrahamic covenant to the sacrifice of Christ, God's actions are characterized by giving without expectation of prior merit or repayment. Jesus' teaching here is a call for his followers to participate in this divine economy of grace. It prefigures the New Testament emphasis on selfless love and service as hallmarks of discipleship.
Analogies
Consider a business transaction where a merchant only sells to customers who they know will pay them back immediately with a profit. This is standard business practice and earns no special praise for the merchant's "generosity." However, if that same merchant were to give away goods to someone in desperate need, knowing they would likely never be repaid, that act would be considered exceptionally generous. Similarly, Jesus is saying that lending with the expectation of repayment is merely a business transaction, while lending without such expectation is an act of true benevolence that reflects a higher spiritual principle. Another analogy could be a friend who only helps another friend if they are promised a favor in return; this is not true friendship but a mutually beneficial arrangement. True friendship involves helping without demanding immediate reciprocation.
Relation to Other Verses
This verse is closely linked to other teachings of Jesus emphasizing selfless love and forgiveness.
- Luke 6:35: "But love your enemies, do good to them, and lend to them without expecting to get anything back. Then your reward will be great, and you will be called children of the Most High, because he is kind to the ungrateful and wicked." This verse immediately follows and clarifies the principle.
- Matthew 5:42: "Give to the one who asks you, and do not turn away from the one who wants to borrow from you." This echoes the sentiment of unconditional giving.
- 1 Corinthians 13:4-7: The description of love as patient, kind, not envious, not boastful, not proud, not rude, not self-seeking, not easily angered, keeping no record of wrongs, rejoicing with the truth, always protecting, always trusting, always hoping, always persevering, encapsulates the spirit of giving without expectation of return.
- Proverbs 19:17: "Whoever is generous to the poor lends to the LORD, and he will repay him for his deed." This Old Testament proverb points to the divine reward for selfless acts of giving.
Related topics
Similar verses
If I give all I possess to the poor and give over my body to hardship that I may boast, but do not have love, I gain nothing.
1 Corinthians 13:3
If anyone has material possessions and sees a brother or sister in need but has no pity on them, how can the love of God be in that person?
1 John 3:17
In the same way, good deeds are obvious, and even those that are not obvious cannot remain hidden forever.
1 Timothy 5:25
All the officials and all the people brought their contributions gladly, dropping them into the chest until it was full.

